Tata Capital is hiring Loan Officer – Sales. Interested Candidates can go through the details and apply using the link provided at the bottom of the Post.
About Tata Capital
Tata Capital is a prominent financial services company headquartered in India. Established as a subsidiary of the Tata Group, a renowned conglomerate, Tata Capital offers a diverse range of financial solutions to individuals, businesses, and industries. With a strong emphasis on customer-centricity, innovation, and ethical practices, Tata Capital has carved a reputable niche in the financial sector. Its comprehensive portfolio encompasses services such as lending, wealth management, consumer finance, and advisory services. Committed to fostering economic growth and empowerment, Tata Capital continues to leverage its extensive expertise and unwavering commitment to provide tailored financial solutions that meet the evolving needs of its diverse clientele.
Tata Capital Recruitment 2023
| Company name | Tata Capital |
| Website | www.tata.com |
| Job Role | Loan Officer – Sales |
| Work Location | Bhanjanagar, India |
| Job Type | Full Time |
| Experience | Freshers/ Experienced |
| Qualification | Graduate in any discipline |
| Batch | Not Mentioned |
| Package | 22,000 – 25,000/ Month (Expected) |
Job Description
Job Description
The primary objective of this role is to ensure the attainment of disbursement targets while maintaining a low delinquency rate. Key responsibilities include:
- Identifying suitable Joint Liability Groups (JLGs) and disbursing loans that cater to the needs of target customers and specific geographic regions.
- Fostering business growth by overseeing the development and management of teams within assigned territories, thereby achieving deeper market penetration and expanding our reach.
- Evaluating the potential client base and assessing the acceptability of our products in new regions, identifying opportunities for geographical expansion.
- Efficiently managing disbursements, repayments, and delinquencies to meet daily and weekly collections targets.
- Vigilantly monitoring disbursed loans, particularly those experiencing delays in payment.
- Conducting regular field visits, participating in Centre Meetings, and engaging with loan applicants.
- Maintaining the quality of our portfolio by closely tracking and controlling normal dues, nonstarters, delinquencies, and fraudulent activities.
- Establishing strong relationships with clients, both internally and externally, to solidify our brand’s reputation and resonate with potential customers.
- Ensuring consistent weekly and daily meetings, as well as frequent visits to centers.
- This role is open to individuals with up to 5 years of experience as a sales officer in the microfinance sector, including freshers. A fundamental understanding of Microfinance business and the functioning of the JLG model is preferred.
Key Skills
- Proficient in relationship management and business sourcing.
- Possesses a natural aptitude for sales.
- Familiar with the essential elements of exceptional customer service.
Education
Graduate in any discipline.
How to Apply?
- To apply for a job, read through all information provided on the job listing page carefully.
- Look for the apply link on the job listing page, usually located somewhere on the page.
- Clicking on the apply link will take you to the company’s application portal.
- Enter your personal details and any other information requested by the company in the application portal.
- Pay close attention to the instructions provided and fill out all necessary fields accurately and completely.
- Double-check all the information provided before submitting the application.
- Ensure that your contact information is correct and up-to-date, and accurately reflect your qualifications and experience.
- Submitting an application with incorrect or incomplete information could harm your chances of being selected for an interview.